Market Overview
Home Prices in Garfield, WA
The median home value in Garfield, WA is $282,026 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 6.5% compared to a year ago and down 0.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Garfield are priced31% below average. Garfield is part of the Pullman, WA metro area.
Over the past five years, Garfield home values have risen by approximately11.7%, reflecting steady appreciation in this market.
Price History
Garfield Home Price Trend
City Comparison
Garfield vs. National Median
At $282,026, homes in Garfield cost 31% below the national median of $410,000. This makes Garfield a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Garfield?
20% Down Payment
$56,405
on $282,026
Monthly P&I
$1,471/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,868/mo
incl. taxes & insurance
Income Needed
$74,720
gross annual (30% rule)
10% Down Option
$28,203
+ PMI applies
Loan Amount (20% dn)
$225,621
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Garfield, WA?
The median home value in Garfield is $282,026 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 6.5% year-over-year.
How much have home prices changed in Garfield?
Over the past year, home values in Garfield have decreased by 6.5%. Over five years, prices have risen approximately 11.7%.
How much do I need to earn to buy a home in Garfield?
To comfortably afford the median home price of $282,026 with a 20% down payment ($56,405) at today's rates (6.8%), you'd need a gross annual income of approximately $74,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Garfield compare to the national average home price?
The national median home value is approximately $410,000. At $282,026, homes in Garfield are 31% below the national average.
What metro area is Garfield part of?
Garfield is part of the Pullman, WA metropolitan area. Home prices and market conditions can vary across the broader metro region.