Market Overview
Home Prices in Ilwaco, WA
The median home value in Ilwaco, WA is $407,333 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.3% compared to a year ago and up 0.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ilwaco are priced1% below average.
Over the past five years, Ilwaco home values have risen by approximately17.2%, reflecting steady appreciation in this market.
Price History
Ilwaco Home Price Trend
2020
$272,127
$272K
—
2021
$347,586
$348K
+27.7%
2022
$411,381
$411K
+18.4%
2023
$392,342
$392K
-4.6%
2024
$392,863
$393K
+0.1%
2025
$394,259
$394K
+0.4%
2026
$407,333
$407K
+3.3%
City Comparison
Ilwaco vs. National Median
🏠 Ilwaco
$407,333
National Median
$410,000
At $407,333, homes in Ilwaco cost 1% below the national median of $410,000. This makes Ilwaco a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ilwaco?
20% Down Payment
$81,467
on $407,333
Monthly P&I
$2,124/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,697/mo
incl. taxes & insurance
Income Needed
$107,880
gross annual (30% rule)
10% Down Option
$40,733
+ PMI applies
Loan Amount (20% dn)
$325,866
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ilwaco, WA?
The median home value in Ilwaco is $407,333 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.3% year-over-year.
How much have home prices changed in Ilwaco?
Over the past year, home values in Ilwaco have increased by 3.3%. Over five years, prices have risen approximately 17.2%.
How much do I need to earn to buy a home in Ilwaco?
To comfortably afford the median home price of $407,333 with a 20% down payment ($81,467) at today's rates (6.8%), you'd need a gross annual income of approximately $107,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Ilwaco compare to the national average home price?
The national median home value is approximately $410,000. At $407,333, homes in Ilwaco are 1% below the national average.