Market Overview
Home Prices in Inchelium, WA
The median home value in Inchelium, WA is $245,419 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.5% compared to a year ago and up 4.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Inchelium are priced40% below average.
Price History
Inchelium Home Price Trend
2024
$231,629
$232K
—
2025
$241,778
$242K
+4.4%
2026
$245,419
$245K
+1.5%
City Comparison
Inchelium vs. National Median
🏠 Inchelium
$245,419
National Median
$410,000
At $245,419, homes in Inchelium cost 40% below the national median of $410,000. This makes Inchelium a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Inchelium?
20% Down Payment
$49,084
on $245,419
Monthly P&I
$1,280/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,626/mo
incl. taxes & insurance
Income Needed
$65,040
gross annual (30% rule)
10% Down Option
$24,542
+ PMI applies
Loan Amount (20% dn)
$196,335
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Inchelium, WA?
The median home value in Inchelium is $245,419 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.5% year-over-year.
How much have home prices changed in Inchelium?
Over the past year, home values in Inchelium have increased by 1.5%.
How much do I need to earn to buy a home in Inchelium?
To comfortably afford the median home price of $245,419 with a 20% down payment ($49,084) at today's rates (6.8%), you'd need a gross annual income of approximately $65,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Inchelium compare to the national average home price?
The national median home value is approximately $410,000. At $245,419, homes in Inchelium are 40% below the national average.