Market Overview
Home Prices in Kettle Falls, WA
The median home value in Kettle Falls, WA is $283,419 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.6% compared to a year ago and up 1.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kettle Falls are priced31% below average. Kettle Falls is part of the Spokane-Spokane Valley, WA metro area.
Over the past five years, Kettle Falls home values have risen by approximately17.4%, reflecting steady appreciation in this market.
Price History
Kettle Falls Home Price Trend
City Comparison
Kettle Falls vs. National Median
At $283,419, homes in Kettle Falls cost 31% below the national median of $410,000. This makes Kettle Falls a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kettle Falls?
20% Down Payment
$56,684
on $283,419
Monthly P&I
$1,478/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,877/mo
incl. taxes & insurance
Income Needed
$75,080
gross annual (30% rule)
10% Down Option
$28,342
+ PMI applies
Loan Amount (20% dn)
$226,735
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kettle Falls, WA?
The median home value in Kettle Falls is $283,419 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.6% year-over-year.
How much have home prices changed in Kettle Falls?
Over the past year, home values in Kettle Falls have increased by 2.6%. Over five years, prices have risen approximately 17.4%.
How much do I need to earn to buy a home in Kettle Falls?
To comfortably afford the median home price of $283,419 with a 20% down payment ($56,684) at today's rates (6.8%), you'd need a gross annual income of approximately $75,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Kettle Falls compare to the national average home price?
The national median home value is approximately $410,000. At $283,419, homes in Kettle Falls are 31% below the national average.
What metro area is Kettle Falls part of?
Kettle Falls is part of the Spokane-Spokane Valley, WA metropolitan area. Home prices and market conditions can vary across the broader metro region.