📍 Lake Stevens, WA · Zillow ZHVI · July 2026

Average Home Price in
Lake Stevens, WA

Seattle-Tacoma-Bellevue, WA metro area · Snohomish County County

Median Home Value
$704,136
↓ 2% year-over-year
vs. National Median
$410,000
Lake Stevens is 72% above
Est. Monthly Payment
$3,672/mo
20% down · 6.8% rate
Income Needed
$187K
gross annual (30% rule)
Median Home Value
$704,136
↓ 2% year-over-year

Down Payment (20%)$140,827
Monthly P&I$3,672/mo
With Taxes & Ins.~$4,663/mo
Income Needed$186,520/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Lake Stevens, WA

The median home value in Lake Stevens, WA is $704,136 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2% compared to a year ago and up 0.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Lake Stevens are priced72% above average. Lake Stevens is part of the Seattle-Tacoma-Bellevue, WA metro area.

Over the past five years, Lake Stevens home values have risen by approximately18.9%, reflecting steady appreciation in this market.

City Comparison

Lake Stevens vs. National Median

🏠 Lake Stevens
$704,136
National Median
$410,000

At $704,136, homes in Lake Stevens cost 72% above the national median of $410,000. Buyers in Lake Stevens should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Lake Stevens?

20% Down Payment
$140,827
on $704,136
Monthly P&I
$3,672/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,663/mo
incl. taxes & insurance
Income Needed
$186,520
gross annual (30% rule)
10% Down Option
$70,414
+ PMI applies
Loan Amount (20% dn)
$563,309
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Lake Stevens, WA?
The median home value in Lake Stevens is $704,136 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2% year-over-year.
How much have home prices changed in Lake Stevens?
Over the past year, home values in Lake Stevens have decreased by 2%. Over five years, prices have risen approximately 18.9%.
How much do I need to earn to buy a home in Lake Stevens?
To comfortably afford the median home price of $704,136 with a 20% down payment ($140,827) at today's rates (6.8%), you'd need a gross annual income of approximately $186,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Lake Stevens compare to the national average home price?
The national median home value is approximately $410,000. At $704,136, homes in Lake Stevens are 72% above the national average.
What metro area is Lake Stevens part of?
Lake Stevens is part of the Seattle-Tacoma-Bellevue, WA metropolitan area. Home prices and market conditions can vary across the broader metro region.