Market Overview
Home Prices in Onalaska, WA
The median home value in Onalaska, WA is $510,827 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2% compared to a year ago and up 2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Onalaska are priced25% above average. Onalaska is part of the Centralia, WA metro area.
Over the past five years, Onalaska home values have risen by approximately19.5%, reflecting steady appreciation in this market.
Price History
Onalaska Home Price Trend
City Comparison
Onalaska vs. National Median
At $510,827, homes in Onalaska cost 25% above the national median of $410,000. Buyers in Onalaska should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Onalaska?
20% Down Payment
$102,165
on $510,827
Monthly P&I
$2,664/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,383/mo
incl. taxes & insurance
Income Needed
$135,320
gross annual (30% rule)
10% Down Option
$51,083
+ PMI applies
Loan Amount (20% dn)
$408,662
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Onalaska, WA?
The median home value in Onalaska is $510,827 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2% year-over-year.
How much have home prices changed in Onalaska?
Over the past year, home values in Onalaska have increased by 2%. Over five years, prices have risen approximately 19.5%.
How much do I need to earn to buy a home in Onalaska?
To comfortably afford the median home price of $510,827 with a 20% down payment ($102,165) at today's rates (6.8%), you'd need a gross annual income of approximately $135,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Onalaska compare to the national average home price?
The national median home value is approximately $410,000. At $510,827, homes in Onalaska are 25% above the national average.
What metro area is Onalaska part of?
Onalaska is part of the Centralia, WA metropolitan area. Home prices and market conditions can vary across the broader metro region.