Market Overview
Home Prices in Rock Island, WA
The median home value in Rock Island, WA is $445,074 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.7% compared to a year ago and up 3.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rock Island are priced9% above average. Rock Island is part of the Wenatchee, WA metro area.
Over the past five years, Rock Island home values have risen by approximately25.2%, reflecting strong long-term appreciation in this market.
Price History
Rock Island Home Price Trend
City Comparison
Rock Island vs. National Median
At $445,074, homes in Rock Island cost 9% above the national median of $410,000. Buyers in Rock Island should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Rock Island?
20% Down Payment
$89,015
on $445,074
Monthly P&I
$2,321/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,948/mo
incl. taxes & insurance
Income Needed
$117,920
gross annual (30% rule)
10% Down Option
$44,507
+ PMI applies
Loan Amount (20% dn)
$356,059
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rock Island, WA?
The median home value in Rock Island is $445,074 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.7% year-over-year.
How much have home prices changed in Rock Island?
Over the past year, home values in Rock Island have increased by 4.7%. Over five years, prices have risen approximately 25.2%.
How much do I need to earn to buy a home in Rock Island?
To comfortably afford the median home price of $445,074 with a 20% down payment ($89,015) at today's rates (6.8%), you'd need a gross annual income of approximately $117,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Rock Island compare to the national average home price?
The national median home value is approximately $410,000. At $445,074, homes in Rock Island are 9% above the national average.
What metro area is Rock Island part of?
Rock Island is part of the Wenatchee, WA metropolitan area. Home prices and market conditions can vary across the broader metro region.