Market Overview
Home Prices in Silverdale, WA
The median home value in Silverdale, WA is $609,771 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.6% compared to a year ago and up 1.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Silverdale are priced49% above average. Silverdale is part of the Bremerton-Silverdale-Port Orchard, WA metro area.
Over the past five years, Silverdale home values have risen by approximately11.2%, reflecting steady appreciation in this market.
Price History
Silverdale Home Price Trend
City Comparison
Silverdale vs. National Median
At $609,771, homes in Silverdale cost 49% above the national median of $410,000. Buyers in Silverdale should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Silverdale?
20% Down Payment
$121,954
on $609,771
Monthly P&I
$3,180/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,039/mo
incl. taxes & insurance
Income Needed
$161,560
gross annual (30% rule)
10% Down Option
$60,977
+ PMI applies
Loan Amount (20% dn)
$487,817
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Silverdale, WA?
The median home value in Silverdale is $609,771 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.6% year-over-year.
How much have home prices changed in Silverdale?
Over the past year, home values in Silverdale have increased by 1.6%. Over five years, prices have risen approximately 11.2%.
How much do I need to earn to buy a home in Silverdale?
To comfortably afford the median home price of $609,771 with a 20% down payment ($121,954) at today's rates (6.8%), you'd need a gross annual income of approximately $161,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Silverdale compare to the national average home price?
The national median home value is approximately $410,000. At $609,771, homes in Silverdale are 49% above the national average.
What metro area is Silverdale part of?
Silverdale is part of the Bremerton-Silverdale-Port Orchard, WA metropolitan area. Home prices and market conditions can vary across the broader metro region.