Market Overview
Home Prices in Sumas, WA
The median home value in Sumas, WA is $501,365 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.5% compared to a year ago and up 1.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sumas are priced22% above average. Sumas is part of the Bellingham, WA metro area.
Over the past five years, Sumas home values have risen by approximately13.3%, reflecting steady appreciation in this market.
Price History
Sumas Home Price Trend
2020
$357,386
$357K
—
2021
$442,469
$442K
+23.8%
2022
$503,285
$503K
+13.7%
2023
$468,810
$469K
-6.8%
2024
$471,009
$471K
+0.5%
2025
$479,903
$480K
+1.9%
2026
$501,365
$501K
+4.5%
City Comparison
Sumas vs. National Median
🏠 Sumas
$501,365
National Median
$410,000
At $501,365, homes in Sumas cost 22% above the national median of $410,000. Buyers in Sumas should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Sumas?
20% Down Payment
$100,273
on $501,365
Monthly P&I
$2,615/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,321/mo
incl. taxes & insurance
Income Needed
$132,840
gross annual (30% rule)
10% Down Option
$50,137
+ PMI applies
Loan Amount (20% dn)
$401,092
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sumas, WA?
The median home value in Sumas is $501,365 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.5% year-over-year.
How much have home prices changed in Sumas?
Over the past year, home values in Sumas have increased by 4.5%. Over five years, prices have risen approximately 13.3%.
How much do I need to earn to buy a home in Sumas?
To comfortably afford the median home price of $501,365 with a 20% down payment ($100,273) at today's rates (6.8%), you'd need a gross annual income of approximately $132,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Sumas compare to the national average home price?
The national median home value is approximately $410,000. At $501,365, homes in Sumas are 22% above the national average.
What metro area is Sumas part of?
Sumas is part of the Bellingham, WA metropolitan area. Home prices and market conditions can vary across the broader metro region.