📍 Tumtum, WA · Zillow ZHVI · July 2026

Average Home Price in
Tumtum, WA

Spokane-Spokane Valley, WA metro area · Stevens County County

Median Home Value
$351,782
↑ 3.9% year-over-year
vs. National Median
$410,000
Tumtum is 14% below
Est. Monthly Payment
$1,835/mo
20% down · 6.8% rate
Income Needed
$93K
gross annual (30% rule)
Median Home Value
$351,782
↑ 3.9% year-over-year

Down Payment (20%)$70,356
Monthly P&I$1,835/mo
With Taxes & Ins.~$2,330/mo
Income Needed$93,200/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Tumtum, WA

The median home value in Tumtum, WA is $351,782 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.9% compared to a year ago and up 5.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Tumtum are priced14% below average. Tumtum is part of the Spokane-Spokane Valley, WA metro area.

Over the past five years, Tumtum home values have risen by approximately18.6%, reflecting steady appreciation in this market.

City Comparison

Tumtum vs. National Median

🏠 Tumtum
$351,782
National Median
$410,000

At $351,782, homes in Tumtum cost 14% below the national median of $410,000. This makes Tumtum a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Tumtum?

20% Down Payment
$70,356
on $351,782
Monthly P&I
$1,835/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,330/mo
incl. taxes & insurance
Income Needed
$93,200
gross annual (30% rule)
10% Down Option
$35,178
+ PMI applies
Loan Amount (20% dn)
$281,426
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Tumtum, WA?
The median home value in Tumtum is $351,782 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.9% year-over-year.
How much have home prices changed in Tumtum?
Over the past year, home values in Tumtum have increased by 3.9%. Over five years, prices have risen approximately 18.6%.
How much do I need to earn to buy a home in Tumtum?
To comfortably afford the median home price of $351,782 with a 20% down payment ($70,356) at today's rates (6.8%), you'd need a gross annual income of approximately $93,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Tumtum compare to the national average home price?
The national median home value is approximately $410,000. At $351,782, homes in Tumtum are 14% below the national average.
What metro area is Tumtum part of?
Tumtum is part of the Spokane-Spokane Valley, WA metropolitan area. Home prices and market conditions can vary across the broader metro region.