Market Overview
Home Prices in Tumwater, WA
The median home value in Tumwater, WA is $530,540 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.7% compared to a year ago and up 0.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Tumwater are priced29% above average. Tumwater is part of the Olympia-Lacey-Tumwater, WA metro area.
Over the past five years, Tumwater home values have risen by approximately14.8%, reflecting steady appreciation in this market.
Price History
Tumwater Home Price Trend
City Comparison
Tumwater vs. National Median
At $530,540, homes in Tumwater cost 29% above the national median of $410,000. Buyers in Tumwater should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Tumwater?
20% Down Payment
$106,108
on $530,540
Monthly P&I
$2,767/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,514/mo
incl. taxes & insurance
Income Needed
$140,560
gross annual (30% rule)
10% Down Option
$53,054
+ PMI applies
Loan Amount (20% dn)
$424,432
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Tumwater, WA?
The median home value in Tumwater is $530,540 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.7% year-over-year.
How much have home prices changed in Tumwater?
Over the past year, home values in Tumwater have increased by 0.7%. Over five years, prices have risen approximately 14.8%.
How much do I need to earn to buy a home in Tumwater?
To comfortably afford the median home price of $530,540 with a 20% down payment ($106,108) at today's rates (6.8%), you'd need a gross annual income of approximately $140,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Tumwater compare to the national average home price?
The national median home value is approximately $410,000. At $530,540, homes in Tumwater are 29% above the national average.
What metro area is Tumwater part of?
Tumwater is part of the Olympia-Lacey-Tumwater, WA metropolitan area. Home prices and market conditions can vary across the broader metro region.