Market Overview
Home Prices in Alum Creek, WV
The median home value in Alum Creek, WV is $119,464 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 7.6% compared to a year ago and down 1.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Alum Creek are priced71% below average. Alum Creek is part of the Charleston, WV metro area.
Over the past five years, Alum Creek home values have risen by approximately6.0%, reflecting steady appreciation in this market.
Price History
Alum Creek Home Price Trend
City Comparison
Alum Creek vs. National Median
At $119,464, homes in Alum Creek cost 71% below the national median of $410,000. This makes Alum Creek a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Alum Creek?
20% Down Payment
$23,893
on $119,464
Monthly P&I
$623/mo
30-yr @ 6.8%
Total Monthly Est.
~$791/mo
incl. taxes & insurance
Income Needed
$31,640
gross annual (30% rule)
10% Down Option
$11,946
+ PMI applies
Loan Amount (20% dn)
$95,571
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Alum Creek, WV?
The median home value in Alum Creek is $119,464 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 7.6% year-over-year.
How much have home prices changed in Alum Creek?
Over the past year, home values in Alum Creek have decreased by 7.6%. Over five years, prices have risen approximately 6.0%.
How much do I need to earn to buy a home in Alum Creek?
To comfortably afford the median home price of $119,464 with a 20% down payment ($23,893) at today's rates (6.8%), you'd need a gross annual income of approximately $31,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Alum Creek compare to the national average home price?
The national median home value is approximately $410,000. At $119,464, homes in Alum Creek are 71% below the national average.
What metro area is Alum Creek part of?
Alum Creek is part of the Charleston, WV metropolitan area. Home prices and market conditions can vary across the broader metro region.