📍 Ballard, WV · Zillow ZHVI · July 2026

Average Home Price in
Ballard, WV

Monroe County County

Median Home Value
$209,986
↑ 9.4% year-over-year
vs. National Median
$410,000
Ballard is 49% below
Est. Monthly Payment
$1,095/mo
20% down · 6.8% rate
Income Needed
$56K
gross annual (30% rule)
Median Home Value
$209,986
↑ 9.4% year-over-year

Down Payment (20%)$41,997
Monthly P&I$1,095/mo
With Taxes & Ins.~$1,391/mo
Income Needed$55,640/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Ballard, WV

The median home value in Ballard, WV is $209,986 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.4% compared to a year ago and up 5.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Ballard are priced49% below average.

Over the past five years, Ballard home values have risen by approximately37.8%, reflecting strong long-term appreciation in this market.

City Comparison

Ballard vs. National Median

🏠 Ballard
$209,986
National Median
$410,000

At $209,986, homes in Ballard cost 49% below the national median of $410,000. This makes Ballard a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Ballard?

20% Down Payment
$41,997
on $209,986
Monthly P&I
$1,095/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,391/mo
incl. taxes & insurance
Income Needed
$55,640
gross annual (30% rule)
10% Down Option
$20,999
+ PMI applies
Loan Amount (20% dn)
$167,989
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Ballard, WV?
The median home value in Ballard is $209,986 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.4% year-over-year.
How much have home prices changed in Ballard?
Over the past year, home values in Ballard have increased by 9.4%. Over five years, prices have risen approximately 37.8%.
How much do I need to earn to buy a home in Ballard?
To comfortably afford the median home price of $209,986 with a 20% down payment ($41,997) at today's rates (6.8%), you'd need a gross annual income of approximately $55,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Ballard compare to the national average home price?
The national median home value is approximately $410,000. At $209,986, homes in Ballard are 49% below the national average.