📍 Duck, WV · Zillow ZHVI · July 2026

Average Home Price in
Duck, WV

Charleston, WV metro area · Clay County County

Median Home Value
$153,424
↑ 3.9% year-over-year
vs. National Median
$410,000
Duck is 63% below
Est. Monthly Payment
$800/mo
20% down · 6.8% rate
Income Needed
$41K
gross annual (30% rule)
Median Home Value
$153,424
↑ 3.9% year-over-year

Down Payment (20%)$30,685
Monthly P&I$800/mo
With Taxes & Ins.~$1,016/mo
Income Needed$40,640/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Duck, WV

The median home value in Duck, WV is $153,424 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.9% compared to a year ago and up 1.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Duck are priced63% below average. Duck is part of the Charleston, WV metro area.

Over the past five years, Duck home values have risen by approximately20.5%, reflecting strong long-term appreciation in this market.

City Comparison

Duck vs. National Median

🏠 Duck
$153,424
National Median
$410,000

At $153,424, homes in Duck cost 63% below the national median of $410,000. This makes Duck a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Duck?

20% Down Payment
$30,685
on $153,424
Monthly P&I
$800/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,016/mo
incl. taxes & insurance
Income Needed
$40,640
gross annual (30% rule)
10% Down Option
$15,342
+ PMI applies
Loan Amount (20% dn)
$122,739
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Duck, WV?
The median home value in Duck is $153,424 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.9% year-over-year.
How much have home prices changed in Duck?
Over the past year, home values in Duck have increased by 3.9%. Over five years, prices have risen approximately 20.5%.
How much do I need to earn to buy a home in Duck?
To comfortably afford the median home price of $153,424 with a 20% down payment ($30,685) at today's rates (6.8%), you'd need a gross annual income of approximately $40,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Duck compare to the national average home price?
The national median home value is approximately $410,000. At $153,424, homes in Duck are 63% below the national average.
What metro area is Duck part of?
Duck is part of the Charleston, WV metropolitan area. Home prices and market conditions can vary across the broader metro region.