Market Overview
Home Prices in Fort Ashby, WV
The median home value in Fort Ashby, WV is $257,065 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.6% compared to a year ago and up 5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Fort Ashby are priced37% below average. Fort Ashby is part of the Cumberland, MD-WV metro area.
Over the past five years, Fort Ashby home values have risen by approximately31.7%, reflecting strong long-term appreciation in this market.
Price History
Fort Ashby Home Price Trend
City Comparison
Fort Ashby vs. National Median
At $257,065, homes in Fort Ashby cost 37% below the national median of $410,000. This makes Fort Ashby a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Fort Ashby?
20% Down Payment
$51,413
on $257,065
Monthly P&I
$1,341/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,703/mo
incl. taxes & insurance
Income Needed
$68,120
gross annual (30% rule)
10% Down Option
$25,707
+ PMI applies
Loan Amount (20% dn)
$205,652
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Fort Ashby, WV?
The median home value in Fort Ashby is $257,065 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.6% year-over-year.
How much have home prices changed in Fort Ashby?
Over the past year, home values in Fort Ashby have increased by 4.6%. Over five years, prices have risen approximately 31.7%.
How much do I need to earn to buy a home in Fort Ashby?
To comfortably afford the median home price of $257,065 with a 20% down payment ($51,413) at today's rates (6.8%), you'd need a gross annual income of approximately $68,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Fort Ashby compare to the national average home price?
The national median home value is approximately $410,000. At $257,065, homes in Fort Ashby are 37% below the national average.
What metro area is Fort Ashby part of?
Fort Ashby is part of the Cumberland, MD-WV metropolitan area. Home prices and market conditions can vary across the broader metro region.