Market Overview
Home Prices in Harman, WV
The median home value in Harman, WV is $157,188 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.5% compared to a year ago and up 0.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Harman are priced62% below average. Harman is part of the Elkins, WV metro area.
Over the past five years, Harman home values have risen by approximately14.7%, reflecting steady appreciation in this market.
Price History
Harman Home Price Trend
2020
$118,086
$118K
—
2021
$137,099
$137K
+16.1%
2022
$150,690
$151K
+9.9%
2023
$150,190
$150K
-0.3%
2024
$151,637
$152K
+1.0%
2025
$151,838
$152K
+0.1%
2026
$157,188
$157K
+3.5%
City Comparison
Harman vs. National Median
🏠 Harman
$157,188
National Median
$410,000
At $157,188, homes in Harman cost 62% below the national median of $410,000. This makes Harman a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Harman?
20% Down Payment
$31,438
on $157,188
Monthly P&I
$820/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,041/mo
incl. taxes & insurance
Income Needed
$41,640
gross annual (30% rule)
10% Down Option
$15,719
+ PMI applies
Loan Amount (20% dn)
$125,750
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Harman, WV?
The median home value in Harman is $157,188 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.5% year-over-year.
How much have home prices changed in Harman?
Over the past year, home values in Harman have increased by 3.5%. Over five years, prices have risen approximately 14.7%.
How much do I need to earn to buy a home in Harman?
To comfortably afford the median home price of $157,188 with a 20% down payment ($31,438) at today's rates (6.8%), you'd need a gross annual income of approximately $41,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Harman compare to the national average home price?
The national median home value is approximately $410,000. At $157,188, homes in Harman are 62% below the national average.
What metro area is Harman part of?
Harman is part of the Elkins, WV metropolitan area. Home prices and market conditions can vary across the broader metro region.