Market Overview
Home Prices in Harts, WV
The median home value in Harts, WV is $102,289 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 8.3% compared to a year ago and down 2.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Harts are priced75% below average. Harts is part of the Charleston, WV metro area.
Over the past five years, Harts home values have fallen by approximately8.3%, reflecting softening conditions in this market.
Price History
Harts Home Price Trend
2020
$89,317
$89K
—
2021
$111,516
$112K
+24.9%
2022
$123,416
$123K
+10.7%
2023
$121,116
$121K
-1.9%
2024
$114,568
$115K
-5.4%
2025
$111,558
$112K
-2.6%
2026
$102,289
$102K
-8.3%
City Comparison
Harts vs. National Median
🏠 Harts
$102,289
National Median
$410,000
At $102,289, homes in Harts cost 75% below the national median of $410,000. This makes Harts a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Harts?
20% Down Payment
$20,458
on $102,289
Monthly P&I
$533/mo
30-yr @ 6.8%
Total Monthly Est.
~$677/mo
incl. taxes & insurance
Income Needed
$27,080
gross annual (30% rule)
10% Down Option
$10,229
+ PMI applies
Loan Amount (20% dn)
$81,831
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Harts, WV?
The median home value in Harts is $102,289 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 8.3% year-over-year.
How much have home prices changed in Harts?
Over the past year, home values in Harts have decreased by 8.3%. Over five years, prices have fallen approximately 8.3%.
How much do I need to earn to buy a home in Harts?
To comfortably afford the median home price of $102,289 with a 20% down payment ($20,458) at today's rates (6.8%), you'd need a gross annual income of approximately $27,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Harts compare to the national average home price?
The national median home value is approximately $410,000. At $102,289, homes in Harts are 75% below the national average.
What metro area is Harts part of?
Harts is part of the Charleston, WV metropolitan area. Home prices and market conditions can vary across the broader metro region.