Market Overview
Home Prices in Keyser, WV
The median home value in Keyser, WV is $186,493 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.4% compared to a year ago and up 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Keyser are priced55% below average. Keyser is part of the Cumberland, MD-WV metro area.
Over the past five years, Keyser home values have risen by approximately20.6%, reflecting strong long-term appreciation in this market.
Price History
Keyser Home Price Trend
City Comparison
Keyser vs. National Median
At $186,493, homes in Keyser cost 55% below the national median of $410,000. This makes Keyser a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Keyser?
20% Down Payment
$37,299
on $186,493
Monthly P&I
$973/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,236/mo
incl. taxes & insurance
Income Needed
$49,440
gross annual (30% rule)
10% Down Option
$18,649
+ PMI applies
Loan Amount (20% dn)
$149,194
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Keyser, WV?
The median home value in Keyser is $186,493 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.4% year-over-year.
How much have home prices changed in Keyser?
Over the past year, home values in Keyser have decreased by 0.4%. Over five years, prices have risen approximately 20.6%.
How much do I need to earn to buy a home in Keyser?
To comfortably afford the median home price of $186,493 with a 20% down payment ($37,299) at today's rates (6.8%), you'd need a gross annual income of approximately $49,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Keyser compare to the national average home price?
The national median home value is approximately $410,000. At $186,493, homes in Keyser are 55% below the national average.
What metro area is Keyser part of?
Keyser is part of the Cumberland, MD-WV metropolitan area. Home prices and market conditions can vary across the broader metro region.