Market Overview
Home Prices in Moatsville, WV
The median home value in Moatsville, WV is $147,570 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.2% compared to a year ago and down 4.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Moatsville are priced64% below average. Moatsville is part of the Morgantown, WV metro area.
Over the past five years, Moatsville home values have risen by approximately11.9%, reflecting steady appreciation in this market.
Price History
Moatsville Home Price Trend
City Comparison
Moatsville vs. National Median
At $147,570, homes in Moatsville cost 64% below the national median of $410,000. This makes Moatsville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Moatsville?
20% Down Payment
$29,514
on $147,570
Monthly P&I
$770/mo
30-yr @ 6.8%
Total Monthly Est.
~$978/mo
incl. taxes & insurance
Income Needed
$39,120
gross annual (30% rule)
10% Down Option
$14,757
+ PMI applies
Loan Amount (20% dn)
$118,056
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Moatsville, WV?
The median home value in Moatsville is $147,570 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.2% year-over-year.
How much have home prices changed in Moatsville?
Over the past year, home values in Moatsville have decreased by 1.2%. Over five years, prices have risen approximately 11.9%.
How much do I need to earn to buy a home in Moatsville?
To comfortably afford the median home price of $147,570 with a 20% down payment ($29,514) at today's rates (6.8%), you'd need a gross annual income of approximately $39,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Moatsville compare to the national average home price?
The national median home value is approximately $410,000. At $147,570, homes in Moatsville are 64% below the national average.
What metro area is Moatsville part of?
Moatsville is part of the Morgantown, WV metropolitan area. Home prices and market conditions can vary across the broader metro region.