Market Overview
Home Prices in Montcalm, WV
The median home value in Montcalm, WV is $66,104 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 35.4% compared to a year ago and down 4.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Montcalm are priced84% below average. Montcalm is part of the Bluefield, WV-VA metro area.
Over the past five years, Montcalm home values have fallen by approximately11.3%, reflecting softening conditions in this market.
Price History
Montcalm Home Price Trend
City Comparison
Montcalm vs. National Median
At $66,104, homes in Montcalm cost 84% below the national median of $410,000. This makes Montcalm a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Montcalm?
20% Down Payment
$13,221
on $66,104
Monthly P&I
$345/mo
30-yr @ 6.8%
Total Monthly Est.
~$438/mo
incl. taxes & insurance
Income Needed
$17,520
gross annual (30% rule)
10% Down Option
$6,610
+ PMI applies
Loan Amount (20% dn)
$52,883
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Montcalm, WV?
The median home value in Montcalm is $66,104 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 35.4% year-over-year.
How much have home prices changed in Montcalm?
Over the past year, home values in Montcalm have decreased by 35.4%. Over five years, prices have fallen approximately 11.3%.
How much do I need to earn to buy a home in Montcalm?
To comfortably afford the median home price of $66,104 with a 20% down payment ($13,221) at today's rates (6.8%), you'd need a gross annual income of approximately $17,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Montcalm compare to the national average home price?
The national median home value is approximately $410,000. At $66,104, homes in Montcalm are 84% below the national average.
What metro area is Montcalm part of?
Montcalm is part of the Bluefield, WV-VA metropolitan area. Home prices and market conditions can vary across the broader metro region.