Market Overview
Home Prices in Naoma, WV
The median home value in Naoma, WV is $66,603 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.9% compared to a year ago and down 11.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Naoma are priced84% below average. Naoma is part of the Beckley, WV metro area.
Over the past five years, Naoma home values have fallen by approximately1.3%, reflecting softening conditions in this market.
Price History
Naoma Home Price Trend
2020
$50,237
$50K
—
2021
$67,454
$67K
+34.3%
2022
$73,847
$74K
+9.5%
2023
$67,861
$68K
-8.1%
2024
$73,779
$74K
+8.7%
2025
$65,372
$65K
-11.4%
2026
$66,603
$67K
+1.9%
City Comparison
Naoma vs. National Median
🏠 Naoma
$66,603
National Median
$410,000
At $66,603, homes in Naoma cost 84% below the national median of $410,000. This makes Naoma a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Naoma?
20% Down Payment
$13,321
on $66,603
Monthly P&I
$347/mo
30-yr @ 6.8%
Total Monthly Est.
~$441/mo
incl. taxes & insurance
Income Needed
$17,640
gross annual (30% rule)
10% Down Option
$6,660
+ PMI applies
Loan Amount (20% dn)
$53,282
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Naoma, WV?
The median home value in Naoma is $66,603 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.9% year-over-year.
How much have home prices changed in Naoma?
Over the past year, home values in Naoma have increased by 1.9%. Over five years, prices have fallen approximately 1.3%.
How much do I need to earn to buy a home in Naoma?
To comfortably afford the median home price of $66,603 with a 20% down payment ($13,321) at today's rates (6.8%), you'd need a gross annual income of approximately $17,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Naoma compare to the national average home price?
The national median home value is approximately $410,000. At $66,603, homes in Naoma are 84% below the national average.
What metro area is Naoma part of?
Naoma is part of the Beckley, WV metropolitan area. Home prices and market conditions can vary across the broader metro region.