Market Overview
Home Prices in Oceana, WV
The median home value in Oceana, WV is $80,351 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.3% compared to a year ago and down 10.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Oceana are priced80% below average.
Over the past five years, Oceana home values have risen by approximately3.4%, reflecting modest growth in this market.
Price History
Oceana Home Price Trend
2020
$63,743
$64K
—
2021
$77,738
$78K
+22.0%
2022
$84,042
$84K
+8.1%
2023
$91,118
$91K
+8.4%
2024
$88,033
$88K
-3.4%
2025
$78,552
$79K
-10.8%
2026
$80,351
$80K
+2.3%
City Comparison
Oceana vs. National Median
🏠 Oceana
$80,351
National Median
$410,000
At $80,351, homes in Oceana cost 80% below the national median of $410,000. This makes Oceana a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Oceana?
20% Down Payment
$16,070
on $80,351
Monthly P&I
$419/mo
30-yr @ 6.8%
Total Monthly Est.
~$532/mo
incl. taxes & insurance
Income Needed
$21,280
gross annual (30% rule)
10% Down Option
$8,035
+ PMI applies
Loan Amount (20% dn)
$64,281
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Oceana, WV?
The median home value in Oceana is $80,351 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.3% year-over-year.
How much have home prices changed in Oceana?
Over the past year, home values in Oceana have increased by 2.3%. Over five years, prices have risen approximately 3.4%.
How much do I need to earn to buy a home in Oceana?
To comfortably afford the median home price of $80,351 with a 20% down payment ($16,070) at today's rates (6.8%), you'd need a gross annual income of approximately $21,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Oceana compare to the national average home price?
The national median home value is approximately $410,000. At $80,351, homes in Oceana are 80% below the national average.