Market Overview
Home Prices in Points, WV
The median home value in Points, WV is $286,709 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.1% compared to a year ago and up 5.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Points are priced30% below average. Points is part of the Winchester, VA-WV metro area.
Over the past five years, Points home values have risen by approximately33.1%, reflecting strong long-term appreciation in this market.
Price History
Points Home Price Trend
City Comparison
Points vs. National Median
At $286,709, homes in Points cost 30% below the national median of $410,000. This makes Points a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Points?
20% Down Payment
$57,342
on $286,709
Monthly P&I
$1,495/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,899/mo
incl. taxes & insurance
Income Needed
$75,960
gross annual (30% rule)
10% Down Option
$28,671
+ PMI applies
Loan Amount (20% dn)
$229,367
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Points, WV?
The median home value in Points is $286,709 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.1% year-over-year.
How much have home prices changed in Points?
Over the past year, home values in Points have increased by 0.1%. Over five years, prices have risen approximately 33.1%.
How much do I need to earn to buy a home in Points?
To comfortably afford the median home price of $286,709 with a 20% down payment ($57,342) at today's rates (6.8%), you'd need a gross annual income of approximately $75,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Points compare to the national average home price?
The national median home value is approximately $410,000. At $286,709, homes in Points are 30% below the national average.
What metro area is Points part of?
Points is part of the Winchester, VA-WV metropolitan area. Home prices and market conditions can vary across the broader metro region.