Market Overview
Home Prices in Rock Cave, WV
The median home value in Rock Cave, WV is $128,725 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.2% compared to a year ago and up 4.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rock Cave are priced69% below average.
Over the past five years, Rock Cave home values have risen by approximately21.3%, reflecting strong long-term appreciation in this market.
Price History
Rock Cave Home Price Trend
2020
$92,346
$92K
—
2021
$106,144
$106K
+14.9%
2022
$117,052
$117K
+10.3%
2023
$118,459
$118K
+1.2%
2024
$123,648
$124K
+4.4%
2025
$128,949
$129K
+4.3%
2026
$128,725
$129K
-0.2%
City Comparison
Rock Cave vs. National Median
🏠 Rock Cave
$128,725
National Median
$410,000
At $128,725, homes in Rock Cave cost 69% below the national median of $410,000. This makes Rock Cave a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rock Cave?
20% Down Payment
$25,745
on $128,725
Monthly P&I
$671/mo
30-yr @ 6.8%
Total Monthly Est.
~$852/mo
incl. taxes & insurance
Income Needed
$34,080
gross annual (30% rule)
10% Down Option
$12,873
+ PMI applies
Loan Amount (20% dn)
$102,980
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rock Cave, WV?
The median home value in Rock Cave is $128,725 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.2% year-over-year.
How much have home prices changed in Rock Cave?
Over the past year, home values in Rock Cave have decreased by 0.2%. Over five years, prices have risen approximately 21.3%.
How much do I need to earn to buy a home in Rock Cave?
To comfortably afford the median home price of $128,725 with a 20% down payment ($25,745) at today's rates (6.8%), you'd need a gross annual income of approximately $34,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Rock Cave compare to the national average home price?
The national median home value is approximately $410,000. At $128,725, homes in Rock Cave are 69% below the national average.