Market Overview
Home Prices in South Charleston, WV
The median home value in South Charleston, WV is $178,178 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5% compared to a year ago and up 3.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in South Charleston are priced57% below average. South Charleston is part of the Charleston, WV metro area.
Over the past five years, South Charleston home values have risen by approximately30.7%, reflecting strong long-term appreciation in this market.
Price History
South Charleston Home Price Trend
City Comparison
South Charleston vs. National Median
At $178,178, homes in South Charleston cost 57% below the national median of $410,000. This makes South Charleston a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in South Charleston?
20% Down Payment
$35,636
on $178,178
Monthly P&I
$929/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,180/mo
incl. taxes & insurance
Income Needed
$47,200
gross annual (30% rule)
10% Down Option
$17,818
+ PMI applies
Loan Amount (20% dn)
$142,542
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in South Charleston, WV?
The median home value in South Charleston is $178,178 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5% year-over-year.
How much have home prices changed in South Charleston?
Over the past year, home values in South Charleston have increased by 5%. Over five years, prices have risen approximately 30.7%.
How much do I need to earn to buy a home in South Charleston?
To comfortably afford the median home price of $178,178 with a 20% down payment ($35,636) at today's rates (6.8%), you'd need a gross annual income of approximately $47,200. This assumes keeping total housing costs at or below 30% of gross income.
How does South Charleston compare to the national average home price?
The national median home value is approximately $410,000. At $178,178, homes in South Charleston are 57% below the national average.
What metro area is South Charleston part of?
South Charleston is part of the Charleston, WV metropolitan area. Home prices and market conditions can vary across the broader metro region.