📍 Sumerco, WV · Zillow ZHVI · July 2026

Average Home Price in
Sumerco, WV

Charleston, WV metro area · Lincoln County County

Median Home Value
$117,467
↓ 7.3% year-over-year
vs. National Median
$410,000
Sumerco is 71% below
Est. Monthly Payment
$613/mo
20% down · 6.8% rate
Income Needed
$31K
gross annual (30% rule)
Median Home Value
$117,467
↓ 7.3% year-over-year

Down Payment (20%)$23,493
Monthly P&I$613/mo
With Taxes & Ins.~$779/mo
Income Needed$31,160/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Sumerco, WV

The median home value in Sumerco, WV is $117,467 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 7.3% compared to a year ago and up 0.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Sumerco are priced71% below average. Sumerco is part of the Charleston, WV metro area.

Over the past five years, Sumerco home values have risen by approximately3.4%, reflecting modest growth in this market.

City Comparison

Sumerco vs. National Median

🏠 Sumerco
$117,467
National Median
$410,000

At $117,467, homes in Sumerco cost 71% below the national median of $410,000. This makes Sumerco a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Sumerco?

20% Down Payment
$23,493
on $117,467
Monthly P&I
$613/mo
30-yr @ 6.8%
Total Monthly Est.
~$779/mo
incl. taxes & insurance
Income Needed
$31,160
gross annual (30% rule)
10% Down Option
$11,747
+ PMI applies
Loan Amount (20% dn)
$93,974
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Sumerco, WV?
The median home value in Sumerco is $117,467 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 7.3% year-over-year.
How much have home prices changed in Sumerco?
Over the past year, home values in Sumerco have decreased by 7.3%. Over five years, prices have risen approximately 3.4%.
How much do I need to earn to buy a home in Sumerco?
To comfortably afford the median home price of $117,467 with a 20% down payment ($23,493) at today's rates (6.8%), you'd need a gross annual income of approximately $31,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Sumerco compare to the national average home price?
The national median home value is approximately $410,000. At $117,467, homes in Sumerco are 71% below the national average.
What metro area is Sumerco part of?
Sumerco is part of the Charleston, WV metropolitan area. Home prices and market conditions can vary across the broader metro region.