Market Overview
Home Prices in Summersville, WV
The median home value in Summersville, WV is $199,120 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.6% compared to a year ago and up 2.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Summersville are priced51% below average.
Over the past five years, Summersville home values have risen by approximately41.5%, reflecting strong long-term appreciation in this market.
Price History
Summersville Home Price Trend
2020
$119,364
$119K
—
2021
$140,706
$141K
+17.9%
2022
$155,741
$156K
+10.7%
2023
$162,867
$163K
+4.6%
2024
$176,603
$177K
+8.4%
2025
$181,672
$182K
+2.9%
2026
$199,120
$199K
+9.6%
City Comparison
Summersville vs. National Median
🏠 Summersville
$199,120
National Median
$410,000
At $199,120, homes in Summersville cost 51% below the national median of $410,000. This makes Summersville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Summersville?
20% Down Payment
$39,824
on $199,120
Monthly P&I
$1,038/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,318/mo
incl. taxes & insurance
Income Needed
$52,720
gross annual (30% rule)
10% Down Option
$19,912
+ PMI applies
Loan Amount (20% dn)
$159,296
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Summersville, WV?
The median home value in Summersville is $199,120 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.6% year-over-year.
How much have home prices changed in Summersville?
Over the past year, home values in Summersville have increased by 9.6%. Over five years, prices have risen approximately 41.5%.
How much do I need to earn to buy a home in Summersville?
To comfortably afford the median home price of $199,120 with a 20% down payment ($39,824) at today's rates (6.8%), you'd need a gross annual income of approximately $52,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Summersville compare to the national average home price?
The national median home value is approximately $410,000. At $199,120, homes in Summersville are 51% below the national average.