📍 Summit Point, WV · Zillow ZHVI · July 2026

Average Home Price in
Summit Point, WV

Washington-Arlington-Alexandria, DC-VA-MD-WV metro area · Jefferson County County

Median Home Value
$469,907
↑ 3.4% year-over-year
vs. National Median
$410,000
Summit Point is 15% above
Est. Monthly Payment
$2,451/mo
20% down · 6.8% rate
Income Needed
$125K
gross annual (30% rule)
Median Home Value
$469,907
↑ 3.4% year-over-year

Down Payment (20%)$93,981
Monthly P&I$2,451/mo
With Taxes & Ins.~$3,113/mo
Income Needed$124,520/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Summit Point, WV

The median home value in Summit Point, WV is $469,907 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.4% compared to a year ago and up 4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Summit Point are priced15% above average. Summit Point is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area.

Over the past five years, Summit Point home values have risen by approximately35.3%, reflecting strong long-term appreciation in this market.

City Comparison

Summit Point vs. National Median

🏠 Summit Point
$469,907
National Median
$410,000

At $469,907, homes in Summit Point cost 15% above the national median of $410,000. Buyers in Summit Point should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Summit Point?

20% Down Payment
$93,981
on $469,907
Monthly P&I
$2,451/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,113/mo
incl. taxes & insurance
Income Needed
$124,520
gross annual (30% rule)
10% Down Option
$46,991
+ PMI applies
Loan Amount (20% dn)
$375,926
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Summit Point, WV?
The median home value in Summit Point is $469,907 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.4% year-over-year.
How much have home prices changed in Summit Point?
Over the past year, home values in Summit Point have increased by 3.4%. Over five years, prices have risen approximately 35.3%.
How much do I need to earn to buy a home in Summit Point?
To comfortably afford the median home price of $469,907 with a 20% down payment ($93,981) at today's rates (6.8%), you'd need a gross annual income of approximately $124,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Summit Point compare to the national average home price?
The national median home value is approximately $410,000. At $469,907, homes in Summit Point are 15% above the national average.
What metro area is Summit Point part of?
Summit Point is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. Home prices and market conditions can vary across the broader metro region.