Market Overview
Home Prices in Upper Falls, WV
The median home value in Upper Falls, WV is $155,265 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4.3% compared to a year ago and up 0.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Upper Falls are priced62% below average. Upper Falls is part of the Charleston, WV metro area.
Over the past five years, Upper Falls home values have risen by approximately20.0%, reflecting steady appreciation in this market.
Price History
Upper Falls Home Price Trend
City Comparison
Upper Falls vs. National Median
At $155,265, homes in Upper Falls cost 62% below the national median of $410,000. This makes Upper Falls a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Upper Falls?
20% Down Payment
$31,053
on $155,265
Monthly P&I
$810/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,029/mo
incl. taxes & insurance
Income Needed
$41,160
gross annual (30% rule)
10% Down Option
$15,527
+ PMI applies
Loan Amount (20% dn)
$124,212
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Upper Falls, WV?
The median home value in Upper Falls is $155,265 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4.3% year-over-year.
How much have home prices changed in Upper Falls?
Over the past year, home values in Upper Falls have decreased by 4.3%. Over five years, prices have risen approximately 20.0%.
How much do I need to earn to buy a home in Upper Falls?
To comfortably afford the median home price of $155,265 with a 20% down payment ($31,053) at today's rates (6.8%), you'd need a gross annual income of approximately $41,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Upper Falls compare to the national average home price?
The national median home value is approximately $410,000. At $155,265, homes in Upper Falls are 62% below the national average.
What metro area is Upper Falls part of?
Upper Falls is part of the Charleston, WV metropolitan area. Home prices and market conditions can vary across the broader metro region.