Market Overview
Home Prices in Upper Tract, WV
The median home value in Upper Tract, WV is $226,968 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 12% compared to a year ago and up 6.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Upper Tract are priced45% below average.
Over the past five years, Upper Tract home values have risen by approximately43.2%, reflecting strong long-term appreciation in this market.
Price History
Upper Tract Home Price Trend
2020
$131,562
$132K
—
2021
$158,513
$159K
+20.5%
2022
$178,845
$179K
+12.8%
2023
$181,069
$181K
+1.2%
2024
$190,265
$190K
+5.1%
2025
$202,693
$203K
+6.5%
2026
$226,968
$227K
+12.0%
City Comparison
Upper Tract vs. National Median
🏠 Upper Tract
$226,968
National Median
$410,000
At $226,968, homes in Upper Tract cost 45% below the national median of $410,000. This makes Upper Tract a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Upper Tract?
20% Down Payment
$45,394
on $226,968
Monthly P&I
$1,184/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,504/mo
incl. taxes & insurance
Income Needed
$60,160
gross annual (30% rule)
10% Down Option
$22,697
+ PMI applies
Loan Amount (20% dn)
$181,574
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Upper Tract, WV?
The median home value in Upper Tract is $226,968 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 12% year-over-year.
How much have home prices changed in Upper Tract?
Over the past year, home values in Upper Tract have increased by 12%. Over five years, prices have risen approximately 43.2%.
How much do I need to earn to buy a home in Upper Tract?
To comfortably afford the median home price of $226,968 with a 20% down payment ($45,394) at today's rates (6.8%), you'd need a gross annual income of approximately $60,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Upper Tract compare to the national average home price?
The national median home value is approximately $410,000. At $226,968, homes in Upper Tract are 45% below the national average.