Market Overview
Home Prices in Wharton, WV
The median home value in Wharton, WV is $43,481 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 14.6% compared to a year ago and down 6.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Wharton are priced89% below average. Wharton is part of the Charleston, WV metro area.
Over the past five years, Wharton home values have fallen by approximately12.7%, reflecting softening conditions in this market.
Price History
Wharton Home Price Trend
City Comparison
Wharton vs. National Median
At $43,481, homes in Wharton cost 89% below the national median of $410,000. This makes Wharton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Wharton?
20% Down Payment
$8,696
on $43,481
Monthly P&I
$227/mo
30-yr @ 6.8%
Total Monthly Est.
~$288/mo
incl. taxes & insurance
Income Needed
$11,520
gross annual (30% rule)
10% Down Option
$4,348
+ PMI applies
Loan Amount (20% dn)
$34,785
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Wharton, WV?
The median home value in Wharton is $43,481 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 14.6% year-over-year.
How much have home prices changed in Wharton?
Over the past year, home values in Wharton have decreased by 14.6%. Over five years, prices have fallen approximately 12.7%.
How much do I need to earn to buy a home in Wharton?
To comfortably afford the median home price of $43,481 with a 20% down payment ($8,696) at today's rates (6.8%), you'd need a gross annual income of approximately $11,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Wharton compare to the national average home price?
The national median home value is approximately $410,000. At $43,481, homes in Wharton are 89% below the national average.
What metro area is Wharton part of?
Wharton is part of the Charleston, WV metropolitan area. Home prices and market conditions can vary across the broader metro region.