Market Overview
Home Prices in Black Canyon City, AZ
The median home value in Black Canyon City, AZ is $369,800 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.3% compared to a year ago and down 1.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Black Canyon City are priced10% below average. Black Canyon City is part of the Prescott Valley-Prescott, AZ metro area.
Over the past five years, Black Canyon City home values have risen by approximately17.4%, reflecting steady appreciation in this market.
Price History
Black Canyon City Home Price Trend
City Comparison
Black Canyon City vs. National Median
At $369,800, homes in Black Canyon City cost 10% below the national median of $410,000. This makes Black Canyon City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Black Canyon City?
20% Down Payment
$73,960
on $369,800
Monthly P&I
$1,929/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,450/mo
incl. taxes & insurance
Income Needed
$98,000
gross annual (30% rule)
10% Down Option
$36,980
+ PMI applies
Loan Amount (20% dn)
$295,840
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Black Canyon City, AZ?
The median home value in Black Canyon City is $369,800 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.3% year-over-year.
How much have home prices changed in Black Canyon City?
Over the past year, home values in Black Canyon City have increased by 0.3%. Over five years, prices have risen approximately 17.4%.
How much do I need to earn to buy a home in Black Canyon City?
To comfortably afford the median home price of $369,800 with a 20% down payment ($73,960) at today's rates (6.8%), you'd need a gross annual income of approximately $98,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Black Canyon City compare to the national average home price?
The national median home value is approximately $410,000. At $369,800, homes in Black Canyon City are 10% below the national average.
What metro area is Black Canyon City part of?
Black Canyon City is part of the Prescott Valley-Prescott, AZ metropolitan area. Home prices and market conditions can vary across the broader metro region.