Market Overview
Home Prices in Congress, AZ
The median home value in Congress, AZ is $347,756 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.9% compared to a year ago and up 0.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Congress are priced15% below average. Congress is part of the Prescott Valley-Prescott, AZ metro area.
Over the past five years, Congress home values have risen by approximately18.5%, reflecting steady appreciation in this market.
Price History
Congress Home Price Trend
City Comparison
Congress vs. National Median
At $347,756, homes in Congress cost 15% below the national median of $410,000. This makes Congress a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Congress?
20% Down Payment
$69,551
on $347,756
Monthly P&I
$1,814/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,304/mo
incl. taxes & insurance
Income Needed
$92,160
gross annual (30% rule)
10% Down Option
$34,776
+ PMI applies
Loan Amount (20% dn)
$278,205
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Congress, AZ?
The median home value in Congress is $347,756 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.9% year-over-year.
How much have home prices changed in Congress?
Over the past year, home values in Congress have increased by 0.9%. Over five years, prices have risen approximately 18.5%.
How much do I need to earn to buy a home in Congress?
To comfortably afford the median home price of $347,756 with a 20% down payment ($69,551) at today's rates (6.8%), you'd need a gross annual income of approximately $92,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Congress compare to the national average home price?
The national median home value is approximately $410,000. At $347,756, homes in Congress are 15% below the national average.
What metro area is Congress part of?
Congress is part of the Prescott Valley-Prescott, AZ metropolitan area. Home prices and market conditions can vary across the broader metro region.