Market Overview
Home Prices in Lake Havasu City, AZ
The median home value in Lake Havasu City, AZ is $468,522 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.7% compared to a year ago and down 1.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lake Havasu City are priced14% above average. Lake Havasu City is part of the Lake Havasu City-Kingman, AZ metro area.
Over the past five years, Lake Havasu City home values have risen by approximately11.0%, reflecting steady appreciation in this market.
Price History
Lake Havasu City Home Price Trend
City Comparison
Lake Havasu City vs. National Median
At $468,522, homes in Lake Havasu City cost 14% above the national median of $410,000. Buyers in Lake Havasu City should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Lake Havasu City?
20% Down Payment
$93,704
on $468,522
Monthly P&I
$2,444/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,104/mo
incl. taxes & insurance
Income Needed
$124,160
gross annual (30% rule)
10% Down Option
$46,852
+ PMI applies
Loan Amount (20% dn)
$374,818
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lake Havasu City, AZ?
The median home value in Lake Havasu City is $468,522 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.7% year-over-year.
How much have home prices changed in Lake Havasu City?
Over the past year, home values in Lake Havasu City have decreased by 0.7%. Over five years, prices have risen approximately 11.0%.
How much do I need to earn to buy a home in Lake Havasu City?
To comfortably afford the median home price of $468,522 with a 20% down payment ($93,704) at today's rates (6.8%), you'd need a gross annual income of approximately $124,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Lake Havasu City compare to the national average home price?
The national median home value is approximately $410,000. At $468,522, homes in Lake Havasu City are 14% above the national average.
What metro area is Lake Havasu City part of?
Lake Havasu City is part of the Lake Havasu City-Kingman, AZ metropolitan area. Home prices and market conditions can vary across the broader metro region.