📍 Maricopa, AZ · Zillow ZHVI · July 2026

Average Home Price in
Maricopa, AZ

Phoenix-Mesa-Chandler, AZ metro area · Maricopa County County

Median Home Value
$345,384
↓ 3.8% year-over-year
vs. National Median
$410,000
Maricopa is 16% below
Est. Monthly Payment
$1,801/mo
20% down · 6.8% rate
Income Needed
$91K
gross annual (30% rule)
Median Home Value
$345,384
↓ 3.8% year-over-year

Down Payment (20%)$69,077
Monthly P&I$1,801/mo
With Taxes & Ins.~$2,287/mo
Income Needed$91,480/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Maricopa, AZ

The median home value in Maricopa, AZ is $345,384 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.8% compared to a year ago and down 3.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Maricopa are priced16% below average. Maricopa is part of the Phoenix-Mesa-Chandler, AZ metro area.

Over the past five years, Maricopa home values have risen by approximately6.3%, reflecting steady appreciation in this market.

City Comparison

Maricopa vs. National Median

🏠 Maricopa
$345,384
National Median
$410,000

At $345,384, homes in Maricopa cost 16% below the national median of $410,000. This makes Maricopa a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Maricopa?

20% Down Payment
$69,077
on $345,384
Monthly P&I
$1,801/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,287/mo
incl. taxes & insurance
Income Needed
$91,480
gross annual (30% rule)
10% Down Option
$34,538
+ PMI applies
Loan Amount (20% dn)
$276,307
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Maricopa, AZ?
The median home value in Maricopa is $345,384 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.8% year-over-year.
How much have home prices changed in Maricopa?
Over the past year, home values in Maricopa have decreased by 3.8%. Over five years, prices have risen approximately 6.3%.
How much do I need to earn to buy a home in Maricopa?
To comfortably afford the median home price of $345,384 with a 20% down payment ($69,077) at today's rates (6.8%), you'd need a gross annual income of approximately $91,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Maricopa compare to the national average home price?
The national median home value is approximately $410,000. At $345,384, homes in Maricopa are 16% below the national average.
What metro area is Maricopa part of?
Maricopa is part of the Phoenix-Mesa-Chandler, AZ metropolitan area. Home prices and market conditions can vary across the broader metro region.