Market Overview
Home Prices in Oro Valley, AZ
The median home value in Oro Valley, AZ is $506,660 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.5% compared to a year ago and down 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Oro Valley are priced24% above average. Oro Valley is part of the Tucson, AZ metro area.
Over the past five years, Oro Valley home values have risen by approximately19.5%, reflecting steady appreciation in this market.
Price History
Oro Valley Home Price Trend
City Comparison
Oro Valley vs. National Median
At $506,660, homes in Oro Valley cost 24% above the national median of $410,000. Buyers in Oro Valley should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Oro Valley?
20% Down Payment
$101,332
on $506,660
Monthly P&I
$2,642/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,355/mo
incl. taxes & insurance
Income Needed
$134,200
gross annual (30% rule)
10% Down Option
$50,666
+ PMI applies
Loan Amount (20% dn)
$405,328
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Oro Valley, AZ?
The median home value in Oro Valley is $506,660 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.5% year-over-year.
How much have home prices changed in Oro Valley?
Over the past year, home values in Oro Valley have decreased by 1.5%. Over five years, prices have risen approximately 19.5%.
How much do I need to earn to buy a home in Oro Valley?
To comfortably afford the median home price of $506,660 with a 20% down payment ($101,332) at today's rates (6.8%), you'd need a gross annual income of approximately $134,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Oro Valley compare to the national average home price?
The national median home value is approximately $410,000. At $506,660, homes in Oro Valley are 24% above the national average.
What metro area is Oro Valley part of?
Oro Valley is part of the Tucson, AZ metropolitan area. Home prices and market conditions can vary across the broader metro region.