Market Overview
Home Prices in Overgaard, AZ
The median home value in Overgaard, AZ is $403,266 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0% compared to a year ago and down 1.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Overgaard are priced2% below average. Overgaard is part of the Show Low, AZ metro area.
Over the past five years, Overgaard home values have risen by approximately18.3%, reflecting steady appreciation in this market.
Price History
Overgaard Home Price Trend
City Comparison
Overgaard vs. National Median
At $403,266, homes in Overgaard cost 2% below the national median of $410,000. This makes Overgaard a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Overgaard?
20% Down Payment
$80,653
on $403,266
Monthly P&I
$2,103/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,671/mo
incl. taxes & insurance
Income Needed
$106,840
gross annual (30% rule)
10% Down Option
$40,327
+ PMI applies
Loan Amount (20% dn)
$322,613
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Overgaard, AZ?
The median home value in Overgaard is $403,266 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0% year-over-year.
How much have home prices changed in Overgaard?
Over the past year, home values in Overgaard have increased by 0%. Over five years, prices have risen approximately 18.3%.
How much do I need to earn to buy a home in Overgaard?
To comfortably afford the median home price of $403,266 with a 20% down payment ($80,653) at today's rates (6.8%), you'd need a gross annual income of approximately $106,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Overgaard compare to the national average home price?
The national median home value is approximately $410,000. At $403,266, homes in Overgaard are 2% below the national average.
What metro area is Overgaard part of?
Overgaard is part of the Show Low, AZ metropolitan area. Home prices and market conditions can vary across the broader metro region.