Market Overview
Home Prices in Pine, AZ
The median home value in Pine, AZ is $489,468 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.6% compared to a year ago and down 1.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Pine are priced19% above average. Pine is part of the Payson, AZ metro area.
Over the past five years, Pine home values have risen by approximately27.4%, reflecting strong long-term appreciation in this market.
Price History
Pine Home Price Trend
2020
$297,340
$297K
—
2021
$384,059
$384K
+29.2%
2022
$489,136
$489K
+27.4%
2023
$461,208
$461K
-5.7%
2024
$508,129
$508K
+10.2%
2025
$502,676
$503K
-1.1%
2026
$489,468
$489K
-2.6%
City Comparison
Pine vs. National Median
🏠 Pine
$489,468
National Median
$410,000
At $489,468, homes in Pine cost 19% above the national median of $410,000. Buyers in Pine should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Pine?
20% Down Payment
$97,894
on $489,468
Monthly P&I
$2,553/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,242/mo
incl. taxes & insurance
Income Needed
$129,680
gross annual (30% rule)
10% Down Option
$48,947
+ PMI applies
Loan Amount (20% dn)
$391,574
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Pine, AZ?
The median home value in Pine is $489,468 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.6% year-over-year.
How much have home prices changed in Pine?
Over the past year, home values in Pine have decreased by 2.6%. Over five years, prices have risen approximately 27.4%.
How much do I need to earn to buy a home in Pine?
To comfortably afford the median home price of $489,468 with a 20% down payment ($97,894) at today's rates (6.8%), you'd need a gross annual income of approximately $129,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Pine compare to the national average home price?
The national median home value is approximately $410,000. At $489,468, homes in Pine are 19% above the national average.
What metro area is Pine part of?
Pine is part of the Payson, AZ metropolitan area. Home prices and market conditions can vary across the broader metro region.