Market Overview
Home Prices in Safford, AZ
The median home value in Safford, AZ is $291,201 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.5% compared to a year ago and up 4.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Safford are priced29% below average. Safford is part of the Safford, AZ metro area.
Over the past five years, Safford home values have risen by approximately27.5%, reflecting strong long-term appreciation in this market.
Price History
Safford Home Price Trend
City Comparison
Safford vs. National Median
At $291,201, homes in Safford cost 29% below the national median of $410,000. This makes Safford a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Safford?
20% Down Payment
$58,240
on $291,201
Monthly P&I
$1,519/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,929/mo
incl. taxes & insurance
Income Needed
$77,160
gross annual (30% rule)
10% Down Option
$29,120
+ PMI applies
Loan Amount (20% dn)
$232,961
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Safford, AZ?
The median home value in Safford is $291,201 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.5% year-over-year.
How much have home prices changed in Safford?
Over the past year, home values in Safford have increased by 3.5%. Over five years, prices have risen approximately 27.5%.
How much do I need to earn to buy a home in Safford?
To comfortably afford the median home price of $291,201 with a 20% down payment ($58,240) at today's rates (6.8%), you'd need a gross annual income of approximately $77,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Safford compare to the national average home price?
The national median home value is approximately $410,000. At $291,201, homes in Safford are 29% below the national average.
What metro area is Safford part of?
Safford is part of the Safford, AZ metropolitan area. Home prices and market conditions can vary across the broader metro region.