Market Overview
Home Prices in Somerton, AZ
The median home value in Somerton, AZ is $271,448 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3% compared to a year ago and up 4.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Somerton are priced34% below average. Somerton is part of the Yuma, AZ metro area.
Over the past five years, Somerton home values have risen by approximately37.3%, reflecting strong long-term appreciation in this market.
Price History
Somerton Home Price Trend
City Comparison
Somerton vs. National Median
At $271,448, homes in Somerton cost 34% below the national median of $410,000. This makes Somerton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Somerton?
20% Down Payment
$54,290
on $271,448
Monthly P&I
$1,416/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,798/mo
incl. taxes & insurance
Income Needed
$71,920
gross annual (30% rule)
10% Down Option
$27,145
+ PMI applies
Loan Amount (20% dn)
$217,158
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Somerton, AZ?
The median home value in Somerton is $271,448 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3% year-over-year.
How much have home prices changed in Somerton?
Over the past year, home values in Somerton have increased by 3%. Over five years, prices have risen approximately 37.3%.
How much do I need to earn to buy a home in Somerton?
To comfortably afford the median home price of $271,448 with a 20% down payment ($54,290) at today's rates (6.8%), you'd need a gross annual income of approximately $71,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Somerton compare to the national average home price?
The national median home value is approximately $410,000. At $271,448, homes in Somerton are 34% below the national average.
What metro area is Somerton part of?
Somerton is part of the Yuma, AZ metropolitan area. Home prices and market conditions can vary across the broader metro region.