Market Overview
Home Prices in Sun City, AZ
The median home value in Sun City, AZ is $299,326 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3% compared to a year ago and down 4.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sun City are priced27% below average. Sun City is part of the Phoenix-Mesa-Chandler, AZ metro area.
Over the past five years, Sun City home values have risen by approximately7.7%, reflecting steady appreciation in this market.
Price History
Sun City Home Price Trend
City Comparison
Sun City vs. National Median
At $299,326, homes in Sun City cost 27% below the national median of $410,000. This makes Sun City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Sun City?
20% Down Payment
$59,865
on $299,326
Monthly P&I
$1,561/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,982/mo
incl. taxes & insurance
Income Needed
$79,280
gross annual (30% rule)
10% Down Option
$29,933
+ PMI applies
Loan Amount (20% dn)
$239,461
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sun City, AZ?
The median home value in Sun City is $299,326 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3% year-over-year.
How much have home prices changed in Sun City?
Over the past year, home values in Sun City have decreased by 3%. Over five years, prices have risen approximately 7.7%.
How much do I need to earn to buy a home in Sun City?
To comfortably afford the median home price of $299,326 with a 20% down payment ($59,865) at today's rates (6.8%), you'd need a gross annual income of approximately $79,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Sun City compare to the national average home price?
The national median home value is approximately $410,000. At $299,326, homes in Sun City are 27% below the national average.
What metro area is Sun City part of?
Sun City is part of the Phoenix-Mesa-Chandler, AZ metropolitan area. Home prices and market conditions can vary across the broader metro region.