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📍 Tonto Basin, AZ · Zillow ZHVI · July 2026

Average Home Price in
Tonto Basin, AZ

Payson, AZ metro area · Gila County County

Median Home Value
$339,217
↓ 1.7% year-over-year
vs. National Median
$410,000
Tonto Basin is 17% below
Est. Monthly Payment
$1,769/mo
20% down · 6.8% rate
Income Needed
$90K
gross annual (30% rule)
Median Home Value
$339,217
↓ 1.7% year-over-year
Down Payment (20%)$67,843
Monthly P&I$1,769/mo
With Taxes & Ins.~$2,247/mo
Income Needed$89,880/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Tonto Basin, AZ

The median home value in Tonto Basin, AZ is $339,217 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.7% compared to a year ago and down 4.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Tonto Basin are priced17% below average. Tonto Basin is part of the Payson, AZ metro area.

City Comparison

Tonto Basin vs. National Median

🏠 Tonto Basin
$339,217
National Median
$410,000

At $339,217, homes in Tonto Basin cost 17% below the national median of $410,000. This makes Tonto Basin a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Tonto Basin?

20% Down Payment
$67,843
on $339,217
Monthly P&I
$1,769/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,247/mo
incl. taxes & insurance
Income Needed
$89,880
gross annual (30% rule)
10% Down Option
$33,922
+ PMI applies
Loan Amount (20% dn)
$271,374
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Tonto Basin, AZ?
The median home value in Tonto Basin is $339,217 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.7% year-over-year.
How much have home prices changed in Tonto Basin?
Over the past year, home values in Tonto Basin have decreased by 1.7%.
How much do I need to earn to buy a home in Tonto Basin?
To comfortably afford the median home price of $339,217 with a 20% down payment ($67,843) at today's rates (6.8%), you'd need a gross annual income of approximately $89,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Tonto Basin compare to the national average home price?
The national median home value is approximately $410,000. At $339,217, homes in Tonto Basin are 17% below the national average.
What metro area is Tonto Basin part of?
Tonto Basin is part of the Payson, AZ metropolitan area. Home prices and market conditions can vary across the broader metro region.