Market Overview
Home Prices in Yuma, AZ
The median home value in Yuma, AZ is $298,230 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.7% compared to a year ago and up 2.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Yuma are priced27% below average. Yuma is part of the Yuma, AZ metro area.
Over the past five years, Yuma home values have risen by approximately32.0%, reflecting strong long-term appreciation in this market.
Price History
Yuma Home Price Trend
2020
$184,886
$185K
—
2021
$225,937
$226K
+22.2%
2022
$279,256
$279K
+23.6%
2023
$276,676
$277K
-0.9%
2024
$289,709
$290K
+4.7%
2025
$296,161
$296K
+2.2%
2026
$298,230
$298K
+0.7%
City Comparison
Yuma vs. National Median
🏠 Yuma
$298,230
National Median
$410,000
At $298,230, homes in Yuma cost 27% below the national median of $410,000. This makes Yuma a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Yuma?
20% Down Payment
$59,646
on $298,230
Monthly P&I
$1,555/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,975/mo
incl. taxes & insurance
Income Needed
$79,000
gross annual (30% rule)
10% Down Option
$29,823
+ PMI applies
Loan Amount (20% dn)
$238,584
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Yuma, AZ?
The median home value in Yuma is $298,230 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.7% year-over-year.
How much have home prices changed in Yuma?
Over the past year, home values in Yuma have increased by 0.7%. Over five years, prices have risen approximately 32.0%.
How much do I need to earn to buy a home in Yuma?
To comfortably afford the median home price of $298,230 with a 20% down payment ($59,646) at today's rates (6.8%), you'd need a gross annual income of approximately $79,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Yuma compare to the national average home price?
The national median home value is approximately $410,000. At $298,230, homes in Yuma are 27% below the national average.
What metro area is Yuma part of?
Yuma is part of the Yuma, AZ metropolitan area. Home prices and market conditions can vary across the broader metro region.