Market Overview
Home Prices in Alameda, CA
The median home value in Alameda, CA is $1,160,754 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.5% compared to a year ago and down 3.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Alameda are priced183% above average. Alameda is part of the San Francisco-Oakland-Berkeley, CA metro area.
Over the past five years, Alameda home values have fallen by approximately0.4%, reflecting softening conditions in this market.
Price History
Alameda Home Price Trend
City Comparison
Alameda vs. National Median
At $1,160,754, homes in Alameda cost 183% above the national median of $410,000. Buyers in Alameda should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Alameda?
20% Down Payment
$232,151
on $1,160,754
Monthly P&I
$6,054/mo
30-yr @ 6.8%
Total Monthly Est.
~$7,689/mo
incl. taxes & insurance
Income Needed
$307,560
gross annual (30% rule)
10% Down Option
$116,075
+ PMI applies
Loan Amount (20% dn)
$928,603
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Alameda, CA?
The median home value in Alameda is $1,160,754 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.5% year-over-year.
How much have home prices changed in Alameda?
Over the past year, home values in Alameda have decreased by 1.5%. Over five years, prices have fallen approximately 0.4%.
How much do I need to earn to buy a home in Alameda?
To comfortably afford the median home price of $1,160,754 with a 20% down payment ($232,151) at today's rates (6.8%), you'd need a gross annual income of approximately $307,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Alameda compare to the national average home price?
The national median home value is approximately $410,000. At $1,160,754, homes in Alameda are 183% above the national average.
What metro area is Alameda part of?
Alameda is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.