Market Overview
Home Prices in Alta, CA
The median home value in Alta, CA is $467,071 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.2% compared to a year ago and down 0.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Alta are priced14% above average. Alta is part of the Sacramento-Roseville-Folsom, CA metro area.
Over the past five years, Alta home values have risen by approximately3.6%, reflecting modest growth in this market.
Price History
Alta Home Price Trend
2020
$382,603
$383K
—
2021
$451,041
$451K
+17.9%
2022
$494,104
$494K
+9.5%
2023
$452,139
$452K
-8.5%
2024
$464,236
$464K
+2.7%
2025
$461,323
$461K
-0.6%
2026
$467,071
$467K
+1.2%
City Comparison
Alta vs. National Median
🏠 Alta
$467,071
National Median
$410,000
At $467,071, homes in Alta cost 14% above the national median of $410,000. Buyers in Alta should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Alta?
20% Down Payment
$93,414
on $467,071
Monthly P&I
$2,436/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,094/mo
incl. taxes & insurance
Income Needed
$123,760
gross annual (30% rule)
10% Down Option
$46,707
+ PMI applies
Loan Amount (20% dn)
$373,657
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Alta, CA?
The median home value in Alta is $467,071 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.2% year-over-year.
How much have home prices changed in Alta?
Over the past year, home values in Alta have increased by 1.2%. Over five years, prices have risen approximately 3.6%.
How much do I need to earn to buy a home in Alta?
To comfortably afford the median home price of $467,071 with a 20% down payment ($93,414) at today's rates (6.8%), you'd need a gross annual income of approximately $123,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Alta compare to the national average home price?
The national median home value is approximately $410,000. At $467,071, homes in Alta are 14% above the national average.
What metro area is Alta part of?
Alta is part of the Sacramento-Roseville-Folsom, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.