Market Overview
Home Prices in Amador City, CA
The median home value in Amador City, CA is $504,940 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0% compared to a year ago and down 3.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Amador City are priced23% above average.
Over the past five years, Amador City home values have fallen by approximately3.6%, reflecting softening conditions in this market.
Price History
Amador City Home Price Trend
2020
$446,214
$446K
—
2021
$523,779
$524K
+17.4%
2022
$560,731
$561K
+7.1%
2023
$527,222
$527K
-6.0%
2024
$520,998
$521K
-1.2%
2025
$504,794
$505K
-3.1%
2026
$504,940
$505K
+0.0%
City Comparison
Amador City vs. National Median
🏠 Amador City
$504,940
National Median
$410,000
At $504,940, homes in Amador City cost 23% above the national median of $410,000. Buyers in Amador City should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Amador City?
20% Down Payment
$100,988
on $504,940
Monthly P&I
$2,633/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,344/mo
incl. taxes & insurance
Income Needed
$133,760
gross annual (30% rule)
10% Down Option
$50,494
+ PMI applies
Loan Amount (20% dn)
$403,952
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Amador City, CA?
The median home value in Amador City is $504,940 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0% year-over-year.
How much have home prices changed in Amador City?
Over the past year, home values in Amador City have increased by 0%. Over five years, prices have fallen approximately 3.6%.
How much do I need to earn to buy a home in Amador City?
To comfortably afford the median home price of $504,940 with a 20% down payment ($100,988) at today's rates (6.8%), you'd need a gross annual income of approximately $133,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Amador City compare to the national average home price?
The national median home value is approximately $410,000. At $504,940, homes in Amador City are 23% above the national average.