Market Overview
Home Prices in Annapolis, CA
The median home value in Annapolis, CA is $799,261 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 7.7% compared to a year ago and down 5.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Annapolis are priced95% above average. Annapolis is part of the Santa Rosa-Petaluma, CA metro area.
Over the past five years, Annapolis home values have fallen by approximately4.9%, reflecting softening conditions in this market.
Price History
Annapolis Home Price Trend
City Comparison
Annapolis vs. National Median
At $799,261, homes in Annapolis cost 95% above the national median of $410,000. Buyers in Annapolis should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Annapolis?
20% Down Payment
$159,852
on $799,261
Monthly P&I
$4,168/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,293/mo
incl. taxes & insurance
Income Needed
$211,720
gross annual (30% rule)
10% Down Option
$79,926
+ PMI applies
Loan Amount (20% dn)
$639,409
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Annapolis, CA?
The median home value in Annapolis is $799,261 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 7.7% year-over-year.
How much have home prices changed in Annapolis?
Over the past year, home values in Annapolis have decreased by 7.7%. Over five years, prices have fallen approximately 4.9%.
How much do I need to earn to buy a home in Annapolis?
To comfortably afford the median home price of $799,261 with a 20% down payment ($159,852) at today's rates (6.8%), you'd need a gross annual income of approximately $211,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Annapolis compare to the national average home price?
The national median home value is approximately $410,000. At $799,261, homes in Annapolis are 95% above the national average.
What metro area is Annapolis part of?
Annapolis is part of the Santa Rosa-Petaluma, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.