Market Overview
Home Prices in Arnold, CA
The median home value in Arnold, CA is $428,928 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 5.7% compared to a year ago and down 0.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Arnold are priced5% above average.
Over the past five years, Arnold home values have risen by approximately0.2%, reflecting modest growth in this market.
Price History
Arnold Home Price Trend
2020
$322,763
$323K
—
2021
$428,278
$428K
+32.7%
2022
$511,136
$511K
+19.3%
2023
$460,192
$460K
-10.0%
2024
$455,232
$455K
-1.1%
2025
$454,734
$455K
-0.1%
2026
$428,928
$429K
-5.7%
City Comparison
Arnold vs. National Median
🏠 Arnold
$428,928
National Median
$410,000
At $428,928, homes in Arnold cost 5% above the national median of $410,000. Buyers in Arnold should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Arnold?
20% Down Payment
$85,786
on $428,928
Monthly P&I
$2,237/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,841/mo
incl. taxes & insurance
Income Needed
$113,640
gross annual (30% rule)
10% Down Option
$42,893
+ PMI applies
Loan Amount (20% dn)
$343,142
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Arnold, CA?
The median home value in Arnold is $428,928 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 5.7% year-over-year.
How much have home prices changed in Arnold?
Over the past year, home values in Arnold have decreased by 5.7%. Over five years, prices have risen approximately 0.2%.
How much do I need to earn to buy a home in Arnold?
To comfortably afford the median home price of $428,928 with a 20% down payment ($85,786) at today's rates (6.8%), you'd need a gross annual income of approximately $113,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Arnold compare to the national average home price?
The national median home value is approximately $410,000. At $428,928, homes in Arnold are 5% above the national average.