Market Overview
Home Prices in Atascadero, CA
The median home value in Atascadero, CA is $790,547 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.4% compared to a year ago and up 0.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Atascadero are priced93% above average. Atascadero is part of the San Luis Obispo-Paso Robles, CA metro area.
Over the past five years, Atascadero home values have risen by approximately24.4%, reflecting strong long-term appreciation in this market.
Price History
Atascadero Home Price Trend
City Comparison
Atascadero vs. National Median
At $790,547, homes in Atascadero cost 93% above the national median of $410,000. Buyers in Atascadero should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Atascadero?
20% Down Payment
$158,109
on $790,547
Monthly P&I
$4,123/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,236/mo
incl. taxes & insurance
Income Needed
$209,440
gross annual (30% rule)
10% Down Option
$79,055
+ PMI applies
Loan Amount (20% dn)
$632,438
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Atascadero, CA?
The median home value in Atascadero is $790,547 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.4% year-over-year.
How much have home prices changed in Atascadero?
Over the past year, home values in Atascadero have increased by 2.4%. Over five years, prices have risen approximately 24.4%.
How much do I need to earn to buy a home in Atascadero?
To comfortably afford the median home price of $790,547 with a 20% down payment ($158,109) at today's rates (6.8%), you'd need a gross annual income of approximately $209,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Atascadero compare to the national average home price?
The national median home value is approximately $410,000. At $790,547, homes in Atascadero are 93% above the national average.
What metro area is Atascadero part of?
Atascadero is part of the San Luis Obispo-Paso Robles, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.