Market Overview
Home Prices in Ballico, CA
The median home value in Ballico, CA is $811,887 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 5.7% compared to a year ago and down 2.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ballico are priced98% above average. Ballico is part of the Merced, CA metro area.
Over the past five years, Ballico home values have fallen by approximately1.8%, reflecting softening conditions in this market.
Price History
Ballico Home Price Trend
City Comparison
Ballico vs. National Median
At $811,887, homes in Ballico cost 98% above the national median of $410,000. Buyers in Ballico should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Ballico?
20% Down Payment
$162,377
on $811,887
Monthly P&I
$4,234/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,377/mo
incl. taxes & insurance
Income Needed
$215,080
gross annual (30% rule)
10% Down Option
$81,189
+ PMI applies
Loan Amount (20% dn)
$649,510
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ballico, CA?
The median home value in Ballico is $811,887 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 5.7% year-over-year.
How much have home prices changed in Ballico?
Over the past year, home values in Ballico have decreased by 5.7%. Over five years, prices have fallen approximately 1.8%.
How much do I need to earn to buy a home in Ballico?
To comfortably afford the median home price of $811,887 with a 20% down payment ($162,377) at today's rates (6.8%), you'd need a gross annual income of approximately $215,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Ballico compare to the national average home price?
The national median home value is approximately $410,000. At $811,887, homes in Ballico are 98% above the national average.
What metro area is Ballico part of?
Ballico is part of the Merced, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.